Mike Havery, AMP

I've been a successful and passionate mortgage broker for over nineteen years and have had the privilege of helping more than 1500 families with their mortgage needs. I love knowing that I’ve made a difference in the lives of my clients and am honoured to be part of their journeys into home ownership.

Mortgage brokering is my passion. I work hard to help my clients find a great rate as well as the best options for them based on their immediate personal needs and their goals for the future. We’ll discuss their situation and go over the top factors I look for when finding their mortgage for them.

As a member of Canada’s largest broker network, I’m proud of the fact that we fund more mortgages than any of the large banks. Our commitment to providing the best service and offerings is unmatched.

I’ve been honored to receive several awards for my work over the years, but my greatest joys are serving my clients and being a proud father and husband. Outside of work, I am always happy to spend my time with my wife Beverley, my daughter Vanessa, a student at St. Mary’s University, and my son Matthew, 22 and following in his Dad’s footsteps as he works as my mortgage assistant. And of course, our dog Nala, a beloved member of the family and always a welcome addition to our adventures.

We spend our family time camping, hiking, playing some golf and supporting CFL football. We're big fans of tailgating at Stampeders games!

Finally, I’m an active member of the Knights of Columbus and a member of the Organizing Committee for the Calgary Dream Centre’s Charity Golf Tournament. I love being an active part of our community and hope to continue to be for many years to come.

Awards:

• Gold medal award winner 2020 for production in excess of $25M in mortgages annually
• Gold medal award winner 2019 for production in excess of $25M in mortgages annually
• Bronze medal award winner 2018 
• Member of AMBA, AMP accredited mortgage professional, licensed in Ontario and Alberta
• Past member of Real Estate Council of Alberta Mortgage Advisory Committee.
• Graduate of the Ivey School of Business, University of Western Ontario HBA 1986 

Kuljit Bal

With over 20 years of lending experience, Kuljit is passionate about guiding clients through the mortgage journey, whether applying for a new mortgage or renewing an existing one. Her goal is to make the process as smooth as possible. Outside of work, Kuljit loves spending time with her family and is a proud grandmother of two. She also enjoys reading in her downtime.

587-443-1346

kuljit@themortgagearchitect.ca